Working capital
Capital solutions for ambitious business growth
Whether you're looking ahead or managing current budgets, Ripple offers the working capital that fits your business.
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Trusted by 200+ businesses
Smart underwriting for better terms
Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Fast, fair access to capital
Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Qualify for capital offers
Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
Smart underwriting for better terms
Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Fast, fair access to capital
Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Qualify for capital offers
Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
Quick terms and fast approval
Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Flexible advancement options
Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Transparent, flat-fee pricing
Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
Quick terms and fast approval
Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Flexible advancement options
Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Transparent, flat-fee pricing
Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
How it works
Easy steps to secure capital
Quickly and effortlessly secure the capital your business needs with our streamlined process.
Connect your data
Easily sync your financial software with our platform for a quick and seamless credit eligibility check.
Accept your offer
Once approved, the funds are transferred to your bank account, allowing you to focus on growing your business.
Simple, fair payment
Repayment is simple, transparent, and aligned with your cash flow. Pay back a fixed percentage of your sales.
Demo
Discover our product in action with a short video tour
Customers
What our customers say about us
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."
Lisa Nguyen
VP of Finance, EcoTech Solutions
"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
Laura Davis
Managing Director, Urban Developments
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."
John Peters
Financial Controller, Alpha Industries
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."
Lisa Nguyen
VP of Finance, EcoTech Solutions
"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
Laura Davis
Managing Director, Urban Developments
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."
John Peters
Financial Controller, Alpha Industries
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."
Lisa Nguyen
VP of Finance, EcoTech Solutions
"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
Laura Davis
Managing Director, Urban Developments
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."
John Peters
Financial Controller, Alpha Industries
"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
Emily Chen
Director of Finance, Horizon Ventures
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."
David Thompson
Founder & CEO, Creative Labs
"Ripple's transparent pricing is a game-changer for our financial planning."
James O’Connor
CEO, TechSolutions Inc.
"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
Emily Chen
Director of Finance, Horizon Ventures
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."
David Thompson
Founder & CEO, Creative Labs
"Ripple's transparent pricing is a game-changer for our financial planning."
James O’Connor
CEO, TechSolutions Inc.
"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
Emily Chen
Director of Finance, Horizon Ventures
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."
David Thompson
Founder & CEO, Creative Labs
"Ripple's transparent pricing is a game-changer for our financial planning."
James O’Connor
CEO, TechSolutions Inc.
"Ripple has transformed how we manage our finances, letting us focus more on growth."
Sarah Martinez
CFO, GreenLeaf Industries
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."
Michael Grant
COO, Peak Performance Products
"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
Rachel Adams
Head of Finance, BlueSky Enterprises
"Ripple has transformed how we manage our finances, letting us focus more on growth."
Sarah Martinez
CFO, GreenLeaf Industries
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."
Michael Grant
COO, Peak Performance Products
"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
Rachel Adams
Head of Finance, BlueSky Enterprises
"Ripple has transformed how we manage our finances, letting us focus more on growth."
Sarah Martinez
CFO, GreenLeaf Industries
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."
Michael Grant
COO, Peak Performance Products
"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
Rachel Adams
Head of Finance, BlueSky Enterprises
Empowering businesses to achieve greater growth
KLEAR Inc. is neither a bank nor a money transmitter. *Yields on account balances are subject to change based on market rates. KLEAR Inc. partners with Stripe Payments Company for money transmission and account services with funds held at Evolve Bank & Trust, Member FDIC.